Buy Here Pay Here: Wisconsin (WI)

Buy Here Pay Here Car Lots in WI
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Would you like to buy a used car or truck in Wisconsin, no loan from the bank needed? It’s easier than you think!

Regular banks and lenders refuse to approve vehicle financing to buyers with complications such as:

  • Damaged Credit
  • Bankruptcy
  • Foreclosure
  • Repossession
  • Overdue Repayments

What Does Buy Here Pay Here Mean to Wisconsin Residents?

Buy Here Pay Here Car Dealers in Wisconsin
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You might be asking yourself exactly how these types of dealers are able to offer loans when standard loan creditors cannot. You will find that many dealers in Wisconsin have outside loan providers to process the financing part of the equation. The lender sets out the credit and down payment standards. In house financing dealers, however, grant automobile loans out of pocket. This means they’re not ruled by the banking companies and typical lenders. This expands their range of clients while improving your odds of acceptance.

In house financing isn’t without its downsides. Most notably, there are the exorbitant annual percentage rates. As time passes, this may well add up to a wad of cash.

If you learn that your credit ranking is up to scratch you might want to purchase your new vehicle from a dealer who caters to bad credit without charging you such expensive interest rates. We have combined with the most comprehensive network of subprime lending companies and in house financing dealerships in WI to offer the very best finance package given your credit, income, and other factors. Once you complete your loan application online, cutting-edge technology matches you with the best dealer or lender for you. There are zero fees, zero commitments, and zero hassles.

Preparing For Your Investment

The median income of Wisconsin workers is $38,050. You should not commit greater than one-tenth of your yearly salary on automobile-related bills. In Wisconsin, this equates to $3,805. But remember, you need to think about insurance premiums ($819 per year in WI) and gas prices ($2.74 per gallon as of 2008 and on the rise). Please do not dedicate any more than this, as it will surely strain your finances.

Most Stolen Vehicles in Wisconsin

If you are shopping for a used vehicle, there are some cars you might want to avoid. Here are the most stolen cars and trucks in Wisconsin.

  1. 2000 Dodge Caravan
  2. 1992 Honda Accord
  3. 1994 Plymouth Voyager
  4. 1995 Honda Civic
  5. 2002 Dodge Intrepid
  6. 1994 Jeep Cherokee/Grand Cherokee
  7. 1996 Oldsmobile Cutlass
  8. 1994 Buick Century
  9. 2002 Dodge Stratus
  10. 1991 Toyota Camry

Wisconsin Buy Here Pay Here Car Loans