Buy Here Pay Here Car Lots in Knoxville (TN)

Buy Here Pay Here Car Lots in Knoxville TN

Find The Right BHPH Car Dealer - Online!

In Knoxville, Tennessee, folks drive 11,178 miles each year, yet even so, 17,338 of the city’s residents suffer from a fico score of 500 to 549.

Conventional banking institutions and lenders, unfortunately, will not extend auto financing to consumers that have unfavorable credit ratings.

In-house Auto Loans in TN

In House Car Loans Knoxville Tennessee

Bad Credit OK!

Are you wondering how these types of car dealers are able to grant financing when standard dealerships can’t? You will find that most used car dealerships will never grant car loans on-site. Instead, they essentially subcontract automotive financing. Once you get accepted, the provider actually acquires the car or truck, and your payments go to the car finance company. Given that TN buy here pay here dealerships offer automotive loans on site, they bypass the strict credit requirements imposed by standard loan companies. Of course, this makes it possible for them to market autos to a larger variety of customers.

Is Buy Here Pay Here The Right Option?

But wait! Is tote the note financing really the most suitable option? Because, to be fair, in house financing car lots in Knoxville, TN have some drawbacks:

  • Higher Car Finance Rates
  • Expensive Deposits
  • Minimal Ability to Repair Your Credit

Here is some good news: tote the note dealerships are not the only loan providers we work with here at Car Lots USA. Just complete our simple web form, and our cutting-edge technology will make an effort to get your credit approved by the dealership or loan company that is best suited for your needs, considering your credit score, location, and down payment.

Car Buying: How Much to Spend

The following is a simple analysis of how much a typical Knoxville consumer should devote to a used vehicle.

  • Earnings: $19,365
  • Total Annual Car Budget: $1,937
  • Price of Car Insurance: $534 Per Annum
  • Budget Each Month: $116.92

Pre-Owned Cars You Don’t Want to Buy

If purchasing a pre-owned car or truck, there are a number of vehicles you might want to avoid. Here are the most stolen cars and trucks in Tennessee.

  1. 2004 Ford F150 Pickup
  2. 1994 Honda Accord
  3. 1989 Chevrolet Conventional Cab 4×2 Pickup
  4. 1995 Oldsmobile Cutlass
  5. 2002 Ford Explorer

No Credit Check Auto Loans

Knoxville Buy Here Pay Here Dealers

Poor Credit OK!

A few of the buy here pay here dealerships in Knoxville, TN, make a big deal of the fact that they do not require credit checks. But did you know that no credit checks sometimes equals zero ability to restore your credit rating? This is because, to re-establish your credit score, you’ll want to prove that you can pay down your debts, and the credit bureaus who keep track of your credit report largely depend on the lenders to report debt repayment to them.

It’s likely that a car lot won’t be filing anything with the credit agencies if they never check your credit initially. Therefore the minor dent in your fico score may be worth the future increase in your fico scores. Nearly all of the car dealerships in our network do indeed file with the credit agencies.

BHPH and Used Car Dealers: Knoxville TN

  • Faulkner Auto Sales. 3409 Chapman Hwy. ZIP: 37920
  • Davis Motor Company. 3206 W Governor John Sevier Hwy. ZIP: 37920
  • Budget Auto Center of Knoxville. 6417 Maynardville Pike. ZIP: 37918
  • Gary Hall Motors. 6006 Clinton Hwy. ZIP: 37912
  • Budget Auto Center of Knoxville Lot 2. 6537 Clinton Hwy. ZIP: 37912
  • Country Motors Auto Sales. 1450 Maryville Pike. ZIP: 37920
  • Bargain Auto Sales. 6513 Maynardville Pike. ZIP: 37918
  • A Plus Auto Sales. 4780 Western Ave. ZIP: 37921
  • B and B Enterprises. 1019 E Hendron Chapel Rd. ZIP: 37920
  • Lawson Steve Auto Max. 6122 Clinton Hwy. ZIP: 37912
  • B & M Auto Sales. 5323 Clinton Hwy. ZIP: 37912
  • KARS Inc. 6600 Jim Sterchi Rd. ZIP: 37918
  • Car Mart. 2512 Chapman Hwy. ZIP: 37920
  • J and L Used Cars. 6290 Clinton Hwy. ZIP: 37912
  • Burgin Dodge Inc. 4500 Clinton Highway. ZIP: 37912
  • Kidney Foundation of East Tennessee. 4450 Walker Boulevard. ZIP: 37917
  • Allright Auto Sales. 1000 North Cherry Street. ZIP: 37917
  • Car’s Etc. 6525 Maynardville Pike. ZIP: 37918
  • J & J Auto Sales. 1446 Maryville Pike. ZIP: 37920
  • Car Credit Title Pawn – South. 3303 Chapman Highway. ZIP: 37920
  • Express Auto Center. 3611 Sutherland Avenue. ZIP: 37919
  • Knox Auto & Service Center. 213 Sherlake Lane. ZIP: 37922
  • Karns Motor CO. 7447 Oak Ridge Highway. ZIP: 37931
  • Harper Porsche-audi-jaguar-vw. 9735 Kingston Pike. ZIP: 37922
  • Car One Inc. 6100 Chapman Highway. ZIP: 37920
  • Great American Wheel Ranch – Sales OFC. 512 North Broadway Street. ZIP: 37917
  • H P Sales Inc. 4103 North Broadway Street. ZIP: 37917
  • Fountain City Auto Sales. 5603 North Broadway Street. ZIP: 37918
  • A & M Auto Sales. 6213 Chapman Hwy. ZIP: 37920
  • Lance Cunningham Ford Body Shop. 4101 Clinton Highway. ZIP: 37912
  • C & T Auto Sales. 2317 North Central Street. ZIP: 37917
  • Best Deals Auto Sales. 1818 Middlebrook Pike. ZIP: 37921
  • F & S Auto. 2953 North Central Street. ZIP: 37917
  • Broadway Auto Sales. 3817 North Broadway Street. ZIP: 37917
  • Harry Lane KIA Superstore. 4612 Alcoa Highway. ZIP: 37902
  • AB Auto Sales. 6602 Maynardville Pike. ZIP: 37918
  • Frontier Motors. 10505 Kingston Pike. ZIP: 37922
  • Frontier Motors. 8421 Asheville Highway. ZIP: 37924
  • Car Depot. 8322 Chapman Highway. ZIP: 37920
  • Auto Express. 2825 Chapman Highway. ZIP: 37920
  • Duncan Automotive. 10631 Parkside Drive. ZIP: 37922
  • Automax. 5619 Clinton Highway. ZIP: 37912
  • Armstrong Apprasial Services. 2124 Pewter Drive. ZIP: 37909
  • Discount Auto Sales. 6400 Clinton Highway. ZIP: 37912
  • Airport Auto Sales. 3419 Airport Highway. ZIP: 37902
  • King Collision Repair. 6816 Pleasant Ridge Road. ZIP: 37921
  • Knoxville Motor Company Collision Center. 10131 Parkside Drive. ZIP: 37922
  • Hollywood Auto Sales. 115 West Woodland Avenue. ZIP: 37917
  • Easiride Auto Sales Inc. 221 West Woodland Avenue. ZIP: 37917
  • Four-Way Auto Sales. 219 Andrew Johnson Highway. ZIP: 37924
  • Justus Doug Auto Center. 3101 West Governor John Sevier. ZIP: 37920
  • East Towne Motors Inc. 4419 Greenway Drive. ZIP: 37918
  • Jonnie On the Spot. 10020 Chapman Highway. ZIP: 37920
  • Classic Cars of Knoxville. 5611 Washington Pike. ZIP: 37918
  • Harry Lane North Superstore. 3515 North Broadway Street. ZIP: 37917
  • Cupp’s Auto Sales. 1106 North Broadway Street. ZIP: 37917
  • Classic Car Sales. 4683 North Broadway Street. ZIP: 37918
  • Easyway Used Cars. 4726 Clinton Highway. ZIP: 37912
  • Henry Auto Sales. 4950 Chapman Highway. ZIP: 37920
  • Hammer Motor Company. 6100 Clinton Highway. ZIP: 37912
  • B & M Motors Inc. 7120 Asheville Highway. ZIP: 37924
  • Cherokee Auto Sales. 3423 North Broadway Street. ZIP: 37917
  • East Tennessee Nissan of Knoxville. 4515 Clinton Highway. ZIP: 37912
  • Blaziers Trucks Trailers & More. 642 East Governor John Sevier. ZIP: 37920
  • Ace Sports and Imports. 8035 Kingston Pike. ZIP: 37919
  • Kingston Pike Motors. 10507 Kingston Pike. ZIP: 37922
  • Kelly Auto Sales. 8310 Chapman Highway. ZIP: 37920
  • Harry Lane Chrysler KIA Inc. 240 North Peters Road. ZIP: 37923
  • Car Credit Company. 4301 Clinton Highway. ZIP: 37912
  • H and S Motors. 305 Ogle Avenue. ZIP: 37920
  • Big Mike’s Auto. 209 East Young High Pike. ZIP: 37920
  • Carmichael Motor CO. 213 East 5th Avenue. ZIP: 37917
  • Car Deals. 6511 Clinton Highway. ZIP: 37912
  • CC Used Cars. 4316 Clinton Highway. ZIP: 37912
  • Bargains. 6003 Clinton Highway. ZIP: 37912
  • Avis Rent A Car. Knoxville Metropolit. ZIP: 37902
  • J and L Used Cars Inc. 1406 North Central Street. ZIP: 37917
  • American Exchange. 526 North Gay Street. ZIP: 37917
  • Auto America. 2815 Chapman Highway. ZIP: 37920
  • Advantage Auto Sales. 6817 Clinton Highway. ZIP: 37921
  • Gene’s Used Cars. 6145 Clinton Highway. ZIP: 37912
  • Harper Acura. 9739 Kingston Pike. ZIP: 37922
  • Hodge Jerry L. 3046 Airport Highway. ZIP: 37902
  • Knox Motors Inc. 3225 Chapman Highway. ZIP: 37920
  • Don’s Used Cars. 2845 Western Avenue. ZIP: 37921
  • Clinton Highway Auto Sales. 6645 Clinton Highway. ZIP: 37912
  • Clayton Used Cars. 4600 Clinton Highway. ZIP: 37912
  • Bargains. 6009 Clinton Highway. ZIP: 37912
  • Knox Auto Sales Inc. 6114 Clinton Highway. ZIP: 37912
  • Grayson Subaru. 8801 Kingston Pike. ZIP: 37923
  • Kerr Motor Company. 5013 Clinton Highway. ZIP: 37912
  • L & F Auto Sales Inc. 6164 Clinton Highway. ZIP: 37912
  • Carmax Auto Superstores Inc. 11225 Parkside Drive. ZIP: 37922
  • C B T Auto Sales & Salvage. 4703 Western Avenue Suite B. ZIP: 37921
  • B and B Motors. 5305 Clinton Highway. ZIP: 37912
  • C & C Motor CO. 6340 Clinton Highway. ZIP: 37912
  • Land Rover Knoxville. 10008 Parkside Drive. ZIP: 37922
  • Auto Link. 4311 Clinton Highway. ZIP: 37912
  • C D Used Cars. 4405 Clinton Highway. ZIP: 37912
  • C & N Used Cars. 4411 Clinton Highway. ZIP: 37912
  • A & M Auto Sales. 3419 Chapman Hwy. ZIP: 37886
  • B & M Auto Repair. 7301 Maynardville Pike. ZIP: 37871
  • B & M Motors Incorporated. 7120 Asheville Hwy. ZIP: 37871
  • M & R Auto Sales. 6233 Strawberry Plains Pike. ZIP: 37871
  • D & M Motors & Salvage. 6903 Old Rutledge Pike. ZIP: 37901
  • J & L Used Cars Incorporated. 1406 N Central St. ZIP: 37950
  • J & R Autos & More. 4819 Clinton Hwy. ZIP: 37950
  • A & H Auto Sales. 6325 Clinton Hwy. ZIP: 37849
  • C & N Used Cars. 4411 Clinton Hwy. ZIP: 37849
  • Quality Auto Sales. 3820 N Broadway St. ZIP: 37716
  • Rusty Wallace Honda. 109 Callahan Dr. ZIP: 37716
  • McManus Auto Sales. 6404 Maynardville Pike. ZIP: 37716
  • C & C Motor Company. 6340 Clinton Hwy. ZIP: 923
  • Beaty Chevrolet Company. 9615 Parkside Dr. ZIP: 923
  • Jim Cogdill Dodge. 8544 Kingston Pike. ZIP: 923
  • Grayson BMW. 10671 Parkside Dr. ZIP: 37716
  • Harry Lane Kia – New & Used Cars. 240 N Peters Rd. ZIP: 37716
  • Easy Auto. 8455 Walbrook Dr. ZIP: 37716
  • West Side Honda Incorporated. 10117 Parkside Dr. ZIP: 37716
  • Mazda Knoxville. 8814 Kingston Pike. ZIP: 37716
  • Kidney Foundation of East TN. 4450 Walker Blvd, #2. ZIP: 37716
  • A & A Motors. 7117 Asheville Hwy.
  • B & B Motors. 5305 Clinton Hwy.