Buy Here Pay Here Car Lots in Rock Hill (SC)

Buy Here Pay Here Car Lots in Rock Hill SC
Locate The Right In House Financing Car Lot in Rock Hill - Online!

Would you like to get a used car or truck in South Carolina despite having adverse credit? You can!

Rock Hill, SC buy here pay here dealers are known to help consumers who’ve got finance-related issues, for instance:

  1. Adverse Credit Ratings
  2. Bankruptcy
  3. Foreclosure
  4. Repossession

Nearly all banking institutions will refuse candidates with troubles such as these.

Rock Hill, SC buy here pay here dealerships, in contrast, enable consumers to invest in preowned cars with once a month payments – no matter their credit ratings. These car lots focus on take-home pay over credit score. Should you have the capacity to make the installments, they’re happy to forget about your history of credit. Often you can identify these dealerships just by their promotional messaging, such as We Tote The Note, We Finance, or Your Job is Your Credit.

Buy here pay here financing isn’t without its downsides. Above all, you will be faced with elevated rates of interest. Gradually, this can cost you a small fortune.

So if your credit standing is good enough, you might want to purchase your new vehicle from a car dealer that helps buyers who’ve got bad credit without charging such steep interest rates.

We have partnered with the finest poor credit finance companies and in house financing car lots in Rock Hill, South Carolina to present you with the most suitable finance package for your credit profile and household income. Once you complete your finance application online, cutting-edge data-matching software goes to work matching you to the right dealer or lender in SC for you. The upsides are numerous:

  • Easy Application
  • No Fees
  • Minimized Annual Percentage Quotes

Rock Hill BHPH Auto Sales and Payments

Here is a simple breakdown of the amount the average Rock Hill resident should spend on his or her used vehicle.

Rock Hill Stats…


  • Average Gross Income

  • Automotive Budget (Annual)

  • Budget (Per Month)

  • $17,306

  • $1,731

  • $144

Honestly, this table is a bit too simple. You also need to look at how much insurance, gas, and repairs and maintenance is going to run you. The following estimations are specific to South Carolina.



  • Insurance

  • Gas

  • Repairs

  • $1,017 Per Year

  • $2.76 Per Gallon as of ’08

  • 5.0 Cents Per Mile (Large Sedan) (AAA)

No Credit Check: Bad Idea?

Rock Hill Buy Here Pay Here Financing
Bad Credit OK!

Have you noticed that a lot of the buy here pay here dealerships in Rock Hill, SC, advertise auto loan financing with no credit check? Unfortunately, if a car dealership doesn’t check your credit, it’s quite possible they aren’t going to submit your car payments to the 3 key credit agencies:

  1. Transunion
  2. Experian
  3. Equifax

This can be bad. That’s due to the fact that, to repair your credit ratings, you should exhibit that you can pay back the debts you owe, and the credit reporting agencies behind your credit score are basically oblivious of payments not reported to them.

Nearly all loan creditors who don’t check your credit likewise avoid reporting your monthly payment to the credit reporting agencies.

Although a credit check may decrease your fico score a bit initially, it often means you can improve your credit score over time. You will be glad to know that most of the dealers in our network report to the credit agencies.

BHPH and Used Car Dealers: Rock Hill SC

  • Cardell Auto Sales. 120 Workman St. ZIP: 29730
  • Griffin’s Credit Quick. 888 N Anderson Rd. ZIP: 29730
  • Team Mazda. 955 N Anderson Rd. ZIP: 29730
  • Griffin Mitsubishi. 21 By Passage. ZIP: 29730
  • Bursey’s Collision Repair. 5426 Old York Rd. ZIP: 29732
  • Fred’s Discount Auto Sales. 400 Albright Rd. ZIP: 29730
  • United Imports. 1933 Cherry Rd. ZIP: 29732
  • Twenty-One Plaza Storage. 590 N Anderson Rd. ZIP: 29730
  • Auto Pro’s. 119 South Oakland Avenue. ZIP: 29730
  • Good KIA. 260 Dave Lyle Boulevard. ZIP: 29730
  • Hendrick Hyundai of Rock Hill. 830 North Anderson Road. ZIP: 29730
  • Griffin Buick Pontiac GMC. 515 North Anderson Road. ZIP: 29730
  • Steele’s Auto Sales. 5402 Old York Road. ZIP: 29732
  • Barrett Motor Company. 597 South Anderson Road. ZIP: 29730
  • Whitehead Auto Sales Inc. 1445 Cherry Road. ZIP: 29732
  • Constitution Auto. 1212 Constitution Boulevard. ZIP: 29732
  • Adams Enterprise. 173 West Main Street. ZIP: 29730
  • Dream Cars Inc. 133 Churchill Drive. ZIP: 29732
  • Rick’s Used Cars. 1118 Springdale Road. ZIP: 29730
  • Team 1 Auto Sales. 520 Saluda Street. ZIP: 29730
  • Value Auto Sales Inc. 520 North Anderson Road. ZIP: 29730
  • T & S Auto Sales. 2875 Cherry Road. ZIP: 29730
  • Hill City Auto Sales. 3212 Mount Gallant Road. ZIP: 29732
  • U C S & Auto Sales. 904 East Main Street. ZIP: 29730
  • Gunter’s Mercedes Sales & Service. 336 Saluda Street. ZIP: 29730
  • Carolina Motorworks LLC. 818 Riverview Road. ZIP: 29730
  • Harrelson Toyota. 1195 Riverview Rd. ZIP: 29730
  • Gold Star Auto Sales. 341 North Anderson Road. ZIP: 29730
  • Allen’s Autos. 2865 Cherry Road. ZIP: 29730
  • Auto Xchange. 238 Albright Road. ZIP: 29730
  • Eddie Mitchell Auto Sales. 750 S Heckle Blvd. ZIP: 29730
  • Credit Auto Mall Inc. 146 North Wilson Street. ZIP: 29730
  • B B’S Auto Sales. 1208 South Anderson Road. ZIP: 29730
  • Rock Hill Auto Sales. 303 Albright Road. ZIP: 29730
  • Mitchells Automotive. 2101 Mount Gallant Road. ZIP: 29732
  • Americar Inc. 1761 Mount Gallant Road. ZIP: 29732
  • Barber Enterprises Inc. 3649 Celanese Road. ZIP: 29732
  • Harrelson Nissan. 2574 Cherry Rd. ZIP: 923
  • Honda Cars of Rock Hill. 686 Galleria Blvd. ZIP: 29704
  • EZ Autogroup (Online Automart). . ZIP: 29704
  • Clinton Family Ford Lincoln Mercury. 1884 Canterbury Glen Ln. ZIP: 29704
  • Good Kia – New & Used Cars. 119 E White St. ZIP: 29704
  • Good Kia. 260 Dave Lyle Blvd. ZIP: 29704
  • G & R Enterprise-Auto and Truck Sales. 353 N Anderson Rd.