Buy Here Pay Here: New York (NY)

Buy Here Pay Here Car Lots in NY
Locate The Right In House Financing Car Dealer - Today!
Buy Here Pay Here Car Lots in New York
Find The Right Lender!

Don’t think you can finance a car with no loan from the bank? Believe it or not, it’s easy!

Car dealers that can grant buy here pay here auto loans in New York are known to help individuals who need car loans with problems such as:

  1. Adverse Credit
  2. Insolvency
  3. Repossession

The majority of banks will decline prospects who have problems like these without a second thought.

The Advantages of NY BHPH Car Lots

Buy here pay here car lots in New York, however, allow consumers to pay for secondhand vehicles with month-to-month payments – regardless of their overall credit score. These dealerships place the main focus on net income in place of credit history. If you possess the net income to take care of the repayments, they may be prepared to put aside your credit report. It’s no surprise that they are becoming increasingly popular considering the current economic climate.

Is Buy Here Pay Here The Best Option?

Does buy here pay here financing seem like the only alternative? It might not be. Because, of course, buy here pay here auto lots have their shortcomings: excessive annual percentage rates and large down payments, in addition to limited chance to improve your credit.

Why not allow us to establish which financing option is most suitable for your needs?

Getting going is simple. Here’s what you need to do:

  1. Apply For Pre-Approval.
  2. Relax Knowing Your Info is Protected by SSL.
  3. Check Local Car Prices While You’re Connected with the Best Dealership or Lender.
  4. Provide The Required Documentation and Purchase Your Car or Truck!

Planning Your Purchase

In New York, most folks make something like $59,439 per annum (on average). Financial experts recommend that you dedicate no over 1/10 of your annual wages on auto payments. This amounts to $5,944. But remember, you need to think about how much auto insurance will cost ($730 a year in NY), as well as the price of gas ($2.83 a gallon as of ’08 and on the rise). Refrain from forking out more than this – it will surely strain your financial situation.

Pre-owned Cars in New York to Avoid

New York Buy Here Pay Here Car Lots
Get Approved!

If you are shopping for a used vehicle, there are some cars you might want to avoid. These are the most stolen autos in New York.

  • 2000 Honda Civic
  • 1994 Honda Accord
  • 2000 Dodge Caravan
  • 1991 Toyota Camry
  • 1997 Nissan Maxima
  • 1995 Jeep Cherokee/Grand Cherokee
  • 2005 Nissan Altima
  • 1996 Plymouth Voyager
  • 2007 Toyota Corolla
  • 2002 Ford Explorer

New York Buy Here Pay Here Auto Loans