Buy Here Pay Here: Minnesota (MN)

Buy Here Pay Here Car Lots in MN
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Buy Here Pay Here Car Loans in Minnesota
Bad Credit OK!

In Minnesota, people drive 11,109 miles per year, but 8% of Minnesota’s residents have a credit rating between 550 and 599.

Minnesota buy here pay here dealerships cater to shoppers who need auto loans with sub 600 credit ratings. Sadly, most traditional banking institutions will reject loan applicants who have hardships such as these.

Buy here pay here car lots in Minnesota, in contrast, make it possible for clients to buy cars with month-to-month installments, in spite of their credit. These dealerships focus on take-home pay in place of credit. If you possess the funds to cover your installment payments, they’re willing to overlook your credit standing.

  • Tote The Note
  • Easy Finance
  • Your Job is Your Credit

Buy here pay here financing does have its drawbacks. First and foremost, there are the high-priced car loan rates. This could cost you serious money of the course of your repayment period.

If your credit ranking is adequate, you may choose to get a vehicle from a dealership who helps customers who have below-average credit without demanding such pricey car loan rates. We have joined up with the top rated bad credit auto loan lenders and buy here pay here dealerships in MN to give you the most suitable financing given your situation. As soon as you submit our easy contact form, state-of-the-art technology matches you to the best dealership for you. The benefits are numerous:

  • Easy Acceptance
  • No Charges
  • Decreased Annual Percentage Costs

Budgeting For Your Vehicle

Minnesota residents, according to the US Bureau of Labor Statistics (, earn $44,375 each year. Experts recommend that you shell out no over 10% of every buck you make on car-related expenses. For the people of MN, this translates to $4,438. But remember, you need to take into account how much an auto insurance policy will cost ($928 annually in MN), as well as fuel costs ($2.70 a gallon as of ’08 and going up). Don’t commit more than this, as you could be stressing your finances what’s comfortable.

Most Stolen Vehicles in Minnesota

Buy Here Pay Here Financing in Minnesota
Bad Credit OK!

When it comes to pre-owned vehicles, you might want to avoid a few cars. Here are the most stolen cars and trucks in Minnesota.

  1. 1995 Honda Civic
  2. 1994 Honda Accord
  3. 1995 Acura Integra
  4. 1991 Toyota Camry
  5. 1995 Dodge Caravan
  6. 1995 Oldsmobile Cutlass
  7. 1995 Ford Taurus
  8. 1997 Ford F150 Pickup
  9. 2002 Ford Explorer
  10. 1994 Buick Century

Minnesota Buy Here Pay Here Loans