Buy Here Pay Here Car Lots in Owensboro (KY)

Buy Here Pay Here Car Dealerships in Owensboro KY
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Buy Here Pay Here Car Dealers in Owensboro KY
Poor Credit OK!

How would you like to buy a pre-owned car despite having a low credit score? Believe it or not, it’s easy!

Buy here pay here dealers in Owensboro, KY can accomodate individuals who have got difficulties such as:

  1. Damaged Credit
  2. Chapter 7 or 13 Bankruptcy
  3. Foreclosure
  4. Repossession
  5. Delinquent Repayments

The vast majority of banking companies will turn down borrowers who’ve got problems such as these without the slightest hesitation.

Dealerships in KY who offer buy here pay here financing, on the other hand, allow customers to get pre-owned cars in month to month installment payments, whatever their credit history. These dealerships place the main focus on income in place of credit history. If you possess the ability to cover your payments, they may be happy to disregard your credit rating. It comes as no surprise that they’ve become ever more popular given today’s economy.

Of course, in house financing car dealers in KY aren’t the one and only option for people who’ve got bad credit. There are many loan companies that focus on the bad credit demographic. Indeed, these car loan companies can provide you with better APRs, reduced down payments, and a significantly better chance to rebuild your credit score. Let’s be honest, in house financing auto lots in Owensboro, KY have their disadvantages:

  • Expensive Car Finance Rates
  • Higher Deposits
  • Limited Opportunity to Repair Your Credit Rating

Fortunately, your job is your credit car dealers aren’t the only finance companies to which we give you access at Car Lots USA. Just apply online, and our leading-edge software will match you with the dealer or lender that is best suited for the needs you have, based on the following:

  • Your City (Owensboro, KY)
  • Your Credit Ratings
  • Your Down Payment

Owensboro BHPH Car Sales and Payments

Let’s look at a straightforward breakdown of how much the typical Owensboro shopper ought to spend on their pre-owned car or truck.

Owensboro Average…


  • Average Earnings

  • Automotive Budget (Annually)

  • Budget (Per Month)

  • $17,707

  • $1,771

  • $148

Frankly, this table is a bit too simple. You also have to have a look at how much a car insurance policy, gas, and maintenance will run you. The following data is specific to the state of Kentucky.



  • Insurance

  • Gas Prices

  • Maintenance

  • $569 Per Year

  • $2.76 a Gallon as of ’08

  • $.0454 Per Mile Average (AAA)

Buying a Vehicle Used in KY: Guidelines

  • Assess the car with a list of items to check of the type you can find online.
  • Hire an auto mechanic to examine the car or truck.
  • Take a look at the car or truck’s service documentation.
  • When you take your test drive, try to drive under as many distinctive road conditions as you can, like inclines, highways, and stop-and-go driving.
  • Investigate the cost of routine maintenance in automobile publications and by going to car sites.
  • Check whether or not the vehicle has had safety issues or factory recalls. If that’s the case, make sure that the problems have been properly repaired. Visit gives information on recalls, while the US DOT has a Vehicle Safety Hotline.
  • Obtain a car history report from a trustworthy supplier like CarFax. On top of that, there are several complimentary solutions, for instance the system operated by the NICB (National Insurance Crime Bureau).

Used and BHPH Car Dealers: Owensboro KY

  • Sanders Auto Mart. 1735 W 2nd St. ZIP: 42301
  • Knowles Auto Sales. 7437 USHighway 60 West. ZIP: 42301
  • Quality Motors. 1751 Triplett Street. ZIP: 42303
  • E Z Buy Auto Sales. 900 East 4th Street. ZIP: 42303
  • Top Line Motors. 3070 Burlew Boulevard. ZIP: 42303
  • Hudson Earlis Motors. 2400 West 2nd Street. ZIP: 42301
  • Specialty Motors. 1225 West 2nd Street. ZIP: 42301
  • Don Moore Cadillac Chevrolet. 600 W 2nd Street. ZIP: 42301
  • James Auto Sales. 1100 East 5th Street. ZIP: 42303
  • Falloway’s Auto Sales. 1036 West 4th Street. ZIP: 42301
  • TNT Auto Sales. 1130 East 18th Street. ZIP: 42303
  • Owensboro Motor CO. 1600 West 2nd Street. ZIP: 42301
  • Skillman’s Auto Sales. 2820 New Hartford Road. ZIP: 42303
  • Jeff Greer Auto Sales Inc. 711 West Parrish Avenue. ZIP: 42301
  • Hagan’s Used Car Sales. 1011 East 4th Street. ZIP: 42303
  • Bradfield Auto Sales. 300 Breckenridge Street. ZIP: 42303
  • Krazy KARS. 1604 Triplett Street. ZIP: 42303
  • Adams Motor Sales. 304 East 25th Street. ZIP: 42303
  • H F Motor Sales. 2740 West 2nd Street. ZIP: 42301
  • Best Deal Motor Sales. 1418 East 18th Street. ZIP: 42303
  • Hardesty Auto Sales & Service. 5521 State Route 54. ZIP: 42303
  • Don Moore Toyota. 4216 Frederica St. ZIP: 42301
  • Greg’s Collision Center & Auto Sales. 506 Breckenridge Street. ZIP: 42303
  • Independence Auto Sales Inc. 630 Triplett Street. ZIP: 42303
  • Gorman’s Auto Sales Inc. 901 East 9th Street. ZIP: 42303
  • Discount Motors. 623 West 9th Street. ZIP: 42301
  • Stinnett’s Auto Sales. 1719 Breckenridge Street. ZIP: 42303
  • Owen’s Motor Sales. 7906 State Route 81. ZIP: 42301
  • Stacy Chrysler Inc. 322 West 4th Street. ZIP: 42301
  • Car-Mart of Owensboro. 512 Triplett Street. ZIP: 42303
  • Roberts Brothers Auto Mart Inc. 603 West 4th Street. ZIP: 42301
  • Don Moore Honda. 4216 Frederica Street. ZIP: 42301
  • Buy Rite Auto Sales. 622 West 4th Street. ZIP: 42301
  • Schrecker Auto Sales. 820 Crabtree Avenue. ZIP: 42301
  • Heritage Motor Sales. 2200 Veach Road. ZIP: 42303
  • Daviess County Auto Sales. 2223 Breckenridge Street. ZIP: 42303
  • Second Chance. 1411 West 4th Street. ZIP: 42301
  • Commonwealth Auto Distributors Inc. 701 Breckenridge Street. ZIP: 42303
  • JD Byrider- Owensboro, KY. 1411 W 4th St. ZIP: 42375
  • Don Moore Downtown Chevrolet. 600 W 2nd St. ZIP: 42334