Buy Here Pay Here Car Lots in Louisville (KY)

Buy Here Pay Here Car Dealers in Louisville KY

Locate The Right In House Financing Car Lot in Louisville - Today!

In Louisville, KY, men and women drive 11,134 miles annually, but yet 8% of Kentucky’s residents have a credit rating of 550 to 599.

Buy here pay here dealerships in Louisville, KY are known to help shoppers who need car loans with budgetary issues like:

  1. Unfavorable Credit Scores
  2. Substantial Medical Debt
  3. Property Foreclosures
  4. Repossession

Unfortunately, the majority of standard financial institutions will turn down loan seekers who’ve got troubles such as these without hesitation.

Louisville Kentucky Buy Here Pay Here

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This type of financing is often referred to as in house financing in Louisville and the rest of Kentucky. First off, you need to know how a regular car dealership does financing. Essentially, dealers are affiliated with specific lenders, such as:

  • Banking Institutions
  • Lending Institutions
  • Auto Finance Companies

After you receive your loan acceptance, the provider in reality purchases the car, and your payments go to the bank or investment company. Seeing as KY buy here pay here dealerships offer automobile financing out of pocket, they’re able to avoid the stringent credit standards made by traditional loan providers. This makes it easier for you to get a car when you have bad credit, while making it simpler for them to sell autos to the 138,034 folks in Louisville with a low credit score.

The drawback to in house financing dealers are more costly car loan interest rates. This could cost you big money if you paying off your car or truck for 6-plus years.

If your credit ranking is sufficient it’s recommended to buy your new vehicle through a dealer that is open to bad credit without demanding such pricey car loan rates.

Car Lots USA has partnered up with the premier poor credit car lenders and in house financing dealerships in Louisville, KY to provide the ideal financing given your circumstances. After you submit our quick contact form, state-of-the-art matchmaking software goes to work to match you to the most suitable dealership for you. No costs, no obligations, and zero hassles.

Here we have a simple and easy calculation of exactly how much your typical Louisville resident ought to commit to a used vehicle.

  • Wages: $18,744
  • Total Annual Vehicle Expenses: $1,874
  • Cost of Automobile Insurance: $569 Per Year
  • Total To Spend Per Month: $108.75

No Credit Check: Good Idea?

Most buy here pay here car dealers in Louisville, KY, make a big deal over the fact that they don’t do credit checks.

In all actuality, this can handicap your credit.

You better believe it. In order to restore your credit, you must demonstrate that you’ll settle any and all debts, and the credit reporting agencies overseeing your account are basically blind when it comes to installment payments not reported to them.

Many dealers who refrain from checking your credit also refrain from reporting your settlements to the credit reportin agencies. This is why the small ding in your credit scores can often be negligible as compared to the potential re-establishment of your credit scores. You will be happy to know that just about all of the car dealerships we work with report to the credit reporting agencies.

Used and BHPH Car Dealers: Louisville KY

  • Mike’s Motors Inc. 6710 Preston Hwy. ZIP: 40219
  • Mid-America Leasing. 4220 Bardstown Rd. ZIP: 40218
  • Champion Car & Truck Sales. 5904 Preston Hwy. ZIP: 40219
  • Manslick Auto Sales. 10603 Manslick Rd. ZIP: 40214
  • Parts Department. 4520 Shelbyville Rd. ZIP: 40207
  • Tafel Motors. 4156 Shelbyville Rd. ZIP: 40207
  • Buechel Motors Inc. 4171 Bardstown Rd. ZIP: 40218
  • Porsche Blue Grass Motorsport. 4720 Bowling Blvd. ZIP: 40207
  • Standard Auto CO. 1399 Lexington Rd. ZIP: 40206
  • Schutler Auto Sales – Sales. 3300 W Market St. ZIP: 40212
  • E & A Development. 4912 Poplar Level Rd. ZIP: 40219
  • Bob Smith Chevrolet Inc. 10500 Westport Rd. ZIP: 40241
  • Highview Motors. 8005 Beulah Church Rd. ZIP: 40228
  • Blue Grass Recovery & Towing. 3809 Shepherdsville Rd. ZIP: 40218
  • Market Street Auto’s LLC. 215 S 34th St. ZIP: 40212
  • Swope Sam Auto Group LLC – Sam Swope Just Trucks. 4120 Bardstown Rd. ZIP: 40218
  • Sam Swope Mitsubishi. 11 Swope Autocenter Dr. ZIP: 40299
  • Sam Swope Infiniti. 7 Swope Autocenter Dr. ZIP: 40299
  • Jay’s Auto Sales Inc. 1545 Berry Blvd. ZIP: 40215
  • Autorama. 6515 Shepherdsville Rd. ZIP: 40219
  • Cars USA Inc. 6300 Preston Hwy. ZIP: 40219
  • Service Department. 4226 Shelbyville Rd. ZIP: 40207
  • Parkway Auto Sales. 2038 Northwestern Pkwy. ZIP: 40203
  • A & W Used Cars Inc. 1925 S 7th St. ZIP: 40208
  • Automax of Louisville. 7318 Preston Hwy. ZIP: 40219
  • Crossroads Ford Lincoln. 383 Versailles Ln. ZIP: 40219
  • Fern Creek Auto Sales. 6203 Bardstown Rd. ZIP: 40291
  • Complete Auto Sales & Service. 1848 Berry Blvd. ZIP: 40215
  • T BC Motors. 2230 Frankfort Ave. ZIP: 40206
  • J C Motors. 3026 Preston Hwy. ZIP: 40217
  • Rocky’s Auto Sales. 9108 Dixie Highway. ZIP: 40258
  • The KIA Store – KIA Sales. 5325 Preston Highway. ZIP: 40213
  • Neil Huffman Nissan. 4311 Shelbyville Road. ZIP: 40207
  • Center Auto Sales. 4714 Poplar Level Road. ZIP: 40213
  • Carmax Auto Superstores Inc. 9550 Bluegrass Parkway. ZIP: 40299
  • Gardner Used Cars. 2700 7th Street Road. ZIP: 40215
  • Ford Star at Oxmoor. Oxmoor Shopping Centre. ZIP: 40202
  • Moody Jerry Auto Mart. 9418 Taylorsville Road. ZIP: 40299
  • Tony’s Automotive Sales. 2901 Preston Highway. ZIP: 40217
  • Bishop Sonny Cars. 191 Wilma Avenue. ZIP: 40229
  • Jamar’s Auto Sales. 1501 West Oak Street. ZIP: 40210
  • Cliff’s Auto Sales. 7770 Dixie Highway. ZIP: 40258
  • Bob Morris Auto Sales. 12110 Shelbyville Road. ZIP: 40243
  • Selby’s H L Used Cars & Trucks. 12207 Dixie Highway. ZIP: 40272
  • Value Cars. 4905 Dixie Highway. ZIP: 40216
  • Three Brothers Auto Sales Inc. 1871 Berry Boulevard. ZIP: 40215
  • Advantage Auto Sales & Leasing. 7304 Preston Highway. ZIP: 40219
  • Winston Pittmans Cardinal Dodge. 5311 Dixie Highway. ZIP: 40210
  • Wilson Auto. 10523 Watterson Trail. ZIP: 40299
  • CNAC. 6801 Preston Highway. ZIP: 40219
  • A Better Buy Auto Sales Inc. 356 North 26th Street. ZIP: 40212
  • Waits Jim Chrysler Plymouth Dodge. 6424 W Highway 146. ZIP: 40202
  • Blue Grass Lincoln Mercury. 4730 Bowling Boulevard. ZIP: 40207
  • Albin Used Cars. 4124 South 3rd Street. ZIP: 40214
  • Sonny Bishop Cars. 5102 Preston Highway. ZIP: 40213
  • Morris Ed Automotive. 2511 Grinstead Drive. ZIP: 40206
  • River City Auto Mart. 1800 Brownsboro Road. ZIP: 40206
  • Holiday R V & Auto Sales. 7565 Dixie Highway. ZIP: 40258
  • Quality Auto Sales. 5529 National Turnpike. ZIP: 40214
  • South Dixie Body Shop and Used Cars. 12415 Dixie Highway. ZIP: 40272
  • Blue Grass Lincoln Mercury – Service Department. 4301 Shelbyville Road. ZIP: 40207
  • Hausman Motor Mall. 211 North English Station Road. ZIP: 40223
  • Direct Auto Sales. 2821 South English Station Road. ZIP: 40299
  • Cook Import Auto Sales. 956 South Preston Street. ZIP: 40203
  • Fern Valley Motors. 6307 Preston Highway. ZIP: 40219
  • Brownsboro Center Barber Shop. 4852 Brownsboro Centre. ZIP: 40207
  • Riley John Used Cars. 2011 Grinstead Drive. ZIP: 40204
  • Personal Credit Services. 12337 Shelbyville Road. ZIP: 40243
  • Belgray Auto Sales Inc. 7855 Dixie Highway. ZIP: 40258
  • Harvey Jeff Auto Sales. 3501 7th Street Road. ZIP: 40216
  • Cook BROS. 1218 Arcade Avenue. ZIP: 40215
  • Rockford Lane Auto Sales. 2618 Rockford Lane. ZIP: 40216
  • G & L Auto Mart Inc. 11501 Shelbyville Road. ZIP: 40243
  • Preferred Autos. 3113 Fern Valley Road. ZIP: 40213
  • Andy’s Auto Sales. 4209 Bardstown Road. ZIP: 40218
  • Coats Greg Cars & Trucks Inc. 5204 Preston Highway. ZIP: 40213
  • University Auto Mart Inc. 7216 Preston Highway. ZIP: 40219
  • Montgomery Chry-Ply Inc. 5327 Preston Highway. ZIP: 40213
  • Performance Motors. 7827 Dixie Highway. ZIP: 40258
  • Ultimate Auto Sales. 8098 Dixie Highway. ZIP: 40258
  • Jaguar Louisville. 4700 Bowling Boulevard. ZIP: 40207
  • Berry Blvd Auto Sales. 1742 Berry Boulevard. ZIP: 40215
  • Perkins Chrysler-Daewoo. 2105 Dixie Highway. ZIP: 40210
  • Oxmoor Toyota. 8107 Shelbyville Rd. ZIP: 40222
  • Randy’s Auto Sales. 3330 Commerce Center Place. ZIP: 40211
  • Longo Auto Sales. 8304 National Turnpike. ZIP: 40214
  • Duraliners of Kentucky. 4144 Bardstown Road. ZIP: 40218
  • Clayton’s Auto Sales. 9736 3rd Street Road. ZIP: 40272
  • Scotty’s Auto Sales. 900 Outer Loop. ZIP: 40219
  • Collins Bill Used Car Department. 4220 Bardstown Road Suite E. ZIP: 40218
  • Kentuckiana Auto Sales. 16121 Shelbyville Road. ZIP: 40245
  • Louisville Motors 1. 3919 Bardstown Road. ZIP: 40218
  • Noel’s Auto Sales. 4050 Tower Road. ZIP: 40219
  • Epperson Dick Auto Sales. 1701 Mellwood Avenue. ZIP: 40206
  • Byerly Ford Nissan. 4041 Dixie Highway. ZIP: 40216
  • Tom Payette Car & Truck Center. 3700 Frankfort Avenue. ZIP: 40207
  • Cam’s Auto Sales. 4515 Cane Run Road. ZIP: 40216
  • Dixie Car Sales. 8267 Dixie Highway. ZIP: 40258
  • Super Auto Sales. 815 East Broadway. ZIP: 40204
  • J R’S Volvo. 2211 Buechel Avenue. ZIP: 40218
  • Craig & Landreth Cars. 5357 Dixie Highway. ZIP: 40216
  • Charlie Browns Auto Sales. 12101 Dixie Highway. ZIP: 40272
  • Toyota Of Louisville. 6514 Dixie Hwy. ZIP: 40258
  • Shively Auto Sales. 3122 Dixie Highway. ZIP: 40216
  • Riggs Motors Inc. 3317 Taylor Boulevard. ZIP: 40215
  • Carter & Anderson Auto Sales. 1020 Barret Avenue. ZIP: 40204
  • Carter’s Used Cars. 1809 Berry Boulevard. ZIP: 40215
  • Cardinal Dodge Acceptance Corporation. 4812 Dixie Highway. ZIP: 40216
  • Auto Source USA. 6904 Preston Highway. ZIP: 40219
  • Vincent Ed Auto Sales. 4609 Astor Road. ZIP: 40218
  • Potts Auto Sales. 9207 Dixie Highway. ZIP: 40272
  • Woody’s Auto Sales. 7447 Dixie Highway. ZIP: 40258
  • Neil Huffman Volkswagon. 4926 Dixie Hwy. ZIP: 40216
  • Goodlett Auto Sales. 5705 Bardstown Road. ZIP: 40291
  • Budget Car Sales. 7301 New Lagrange Road. ZIP: 40222
  • Hayes Automotive Discount Center. 6408 Preston Highway. ZIP: 40219
  • Twin B Auto. 2211 Goldsmith Lane. ZIP: 40218
  • Superior Van & Mobility. 4443 Dixie Highway. ZIP: 40216
  • Village Auto Repair. 13800 Dixie Highway. ZIP: 40272
  • Auto House Car Sales Inc. 4035 Bardstown Road. ZIP: 40218
  • Panther Motor Imports Inc. 2347 Frankfort Avenue. ZIP: 40206
  • Circus Auto Sales. 4639 Dixie Highway. ZIP: 40216
  • Gibson’s Auto Mart. 12807 Dixie Highway. ZIP: 40272
  • Okolona Auto Mart. 3601 Fern Valley Road. ZIP: 40219
  • Paul’s Highway 61 Auto Sales. 8200 National Turnpike. ZIP: 40214
  • Blue Grass SAAB. 4710 Bowling Boulevard. ZIP: 40207
  • Auto Venture Inc. 6626 Preston Highway. ZIP: 40219
  • Ford Carl. 4509 Dixie Highway. ZIP: 40216
  • Thrifty Car Rental. 3902 Crittenden Drive. ZIP: 40209
  • Sam Swope Auto Group LLC – Sam Swope Honda World. 1 SWope Autocenter Drive. ZIP: 40299
  • Cross Pontiac-Jeep-Gmc Truck. 1480 Gardiner Lane. ZIP: 40213
  • Noel’s Auto Sales. 7519 Preston Highway. ZIP: 40219
  • U-Save Auto Rental. 4443 Dixie Hwy. ZIP: 40209
  • G & L Auto Mart Incorporated. 11501 Shelbyville Rd. ZIP: 40245
  • 4th Street Auto Company. 5109 Preston Hwy. ZIP: 923
  • Kia Store. 5325 Preston Hwy. ZIP: 923
  • Jay’s Auto Sales. 1549 Berry Blvd. ZIP: 923
  • Browning Chevrolet Pontiac GMC Truck Incorporated. . ZIP: 923
  • Town & Country Ford Incorporated. 6015 Preston Hwy. ZIP: 923
  • Kia Store East. 7301 New Lagrange Rd. ZIP: 40014
  • Sam Swope Infiniti. 8 Swope Autocenter Dr. ZIP: 40014
  • Huffman Neil Auto Group. 9300 Shelbyville Rd. ZIP: 40014
  • Advantage Auto Sales & Leasing. 4133 Bardstown Rd. ZIP: 40014
  • Blue Grass Audi. 4730 Bowling Blvd. ZIP: 40014
  • Land Rover Louisville. 4700 Bowling Blvd. ZIP: 40014
  • Carmax Louisville. 9550 Bluegrass Pky. ZIP: 40014
  • Neil Huffman Nissan. 4311 Shelbyville Rd. ZIP: 40014
  • All-State Ford Truck Sales. 1357 Gardiner Ln. ZIP: 40109
  • Enterprise Car Sales. 3718 Bardstown Rd. ZIP: 40109
  • Byerly Ford Incorporated. 4041 Dixie Hwy. ZIP: 40218
  • Oxmoor Toyota-Scion Svc Department. 8003 Shelbyville Rd. ZIP: 923
  • Chrysler Neil Huffman. 4136 Shelbyville Rd. ZIP: 40014
  • Bob Montgomery Chevrolet-Honda. 5340 Dixie Hwy. ZIP: 40109