Buy Here Pay Here: Georgia (GA)

Buy Here Pay Here Car Lots in GA
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Buy Here Pay Here Car Dealers in Georgia
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In Georgia, men and women drive an average of 11,260 miles per year, but yet 484,383 of the state’s residents have a fico score between 500 and 549.

Old fashioned finance companies and banks will not grant vehicle loans to individuals that have issues, for example:

  • Poor Credit
  • Bankruptcy
  • Foreclosure
  • Repo
  • Late Bills

The Benefits of GA BHPH Car Loans

Dealers in GA who offer buy here pay here financing, on the other hand, enable buyers to invest in cars and trucks with month to month repayments – whatever their credit rating. These dealerships put the focus on income instead of credit. If you possess the net income to afford the installments, they’re willing to ignore your history of credit.

Georgia Buy Here Pay Here
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  • We Tote The Note
  • We Finance Anyone
  • Your Job is Your Credit

Is BHPH The Best Choice?

Keep in mind that in house financing dealerships in GA aren’t the one and only option for people who’ve got poor credit. After all, in house financing car lots have some shortcomings: elevated car loan rates and big down payments, along with minimal opportunity to boost your credit.

Luckily, in house financing car lots are not the only lending companies with whom we’ve partnered here at Car Lots USA.

Ready to find your dealer?

  1. Apply For Pre-Approval.
  2. Wait While You’re Paired with the Perfect Dealership or Loan Provider.
  3. Purchase Your Car or Truck!

BHPH Budgeting

Georgia residents, according to the US Bureau of Labor Statistics (, earn $42,178 a year. It’s not recommended that you dedicate over one-tenth of your yearly income on automobile expenses. This comes down to $4,218. Additionally, $1,043 must be subtracted from this figure to account for the annual cost of auto insurance in Georgia. This leaves $3,175 to devote to your vehicle, or $264.58 per month. This should be plenty of money to finance a used car with bad credit.

Most Stolen Vehicles in Georgia

Buy Here Pay Here Dealerships in Georgia
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When it comes to pre-owned cars and trucks, you might want to avoid a few cars. Listed here are the vehicles which are the targets of thieves most frequently in Georgia.

  • 1994 Honda Accord
  • 1994 Honda Civic
  • 2004 Ford F150 Pickup
  • 1994 Jeep Cherokee/Grand Cherokee
  • 1990 Chevrolet 4x2Pickup

Georgia Buy Here Pay Here Loans