Arkansas has an average fico score of 668, but yet 8% of Arkansas’s residents have a credit score between 550 and 600.
Buy here pay here dealers in Pine Bluff, Arkansas are known to help men and women who need auto loans with problems such as very bad credit, bankruptcy, or even repossession. Most banking institutions will decline prospects with issues like these right away.
In House Financing in AR
Perhaps you are interested in knowing exactly how such establishments are able to offer credit when regular creditors cannot. You will find that the majority of dealers partner with outside loan creditors to take care of the financing part of the equation. The lending company is the one who actually establishes the credit rating requirements. Because AR buy here pay here dealerships approve car financing direct to the consumer, they’re able to bypass the rigid credit criteria enforced by standard loan merchants. This makes it more convenient for you to get behind the wheel of a new vehicle when you have a low credit score, while making it much much easier for them to offer autos to the 15,185 people in Pine Bluff who’ve got bad credit.
Buy here pay here financing does have its disadvantages. First and foremost, you will have to contend with high-priced interest charges. Over the years, this can certainly amount to a lot of money.
Therefore, you might want to purchase a car from a dealer that is lenient with bad credit, but won’t cost you high dollar car finance rates.
Car Lots USA has combined with the most reputable bad credit car loan lenders and in house financing car dealers in Pine Bluff, Arkansas to supply you with the most suitable financing given your circumstances. After you complete your finance request online, cutting-edge technology connects you with the best dealer or finance company in Arkansas for you. There are no fees, zero commitments, and no hassles.
The people of Pine Bluff, according to the US Bureau of Labor Statistics (www.bls.gov), pull down $15,377 per year. Financial experts recommend dedicating no more than 1/10 of your annual earnings on car payments. This equates to $1,538. But don’t forget, you need to consider how much your car insurance coverage will cost ($873 annually in AR), as well as gas prices ($2.70 a gallon as of ’08 and going up). Try not to squander more than this amount, as it will surely strain your finances.
Used Cars You Don’t Want to Buy
When it comes to pre-owned cars and trucks in Arkansas, there are some vehicles you might want to avoid. Why? Because these vehicles are the most common targets for thefts in Arkansas.
- 1988 Chevrolet 4×2 Pickup
- 1999 Ford F150 Pickup
- 1986 Chevrolet Caprice
- 2004 Dodge Ram Pickup
- 1996 Oldsmobile Cutlass
Used and BHPH Car Dealers: Pine Bluff AR
- Chronister Tractor & Farm CO. 123 Chronister Rd. ZIP: 71601
- Michael Motor Company Inc. 701 E 6th Ave. ZIP: 71601
- JD Auto Sales. 428 U.S. 425. ZIP: 71601
- Don’s TRUX & More. 10104 USHighway 63. ZIP: 71603
- Ross Phillips Motors. 1719 South Ohio Street. ZIP: 71601
- Scruggs Auto Sales. 4324 Highway 65 South. ZIP: 71601
- Mr Parts Stores Inc. 3801 Camden Road. ZIP: 71603
- Larry Allen Buick Pontiac Jeep-Eagle. 2500 East Harding Avenue. ZIP: 71601
- Hixson Auto Sales. 1109 East Harding Avenue. ZIP: 71601
- Autoworld. 2600 South Bay Street. ZIP: 71603
- 4 X 4 Auto Sales. 7232 Highway 79 South. ZIP: 71603
- Car-Mart of Pine Bluff. 520 South Blake Street. ZIP: 71601
- H & H Auto Sales. Highway 270 West. ZIP: 71603
- High Point Enterprise. 601 Main St. ZIP: 71601
- Cochran Motors. 1401 West 5th Avenue. ZIP: 71601
- Brazzell’s Auto Sales. 1307 Oakwood Road. ZIP: 71603
- McDaniel Auto Trim Shop. 10807 Sulphur Springs Road. ZIP: 71603
- One Stop Used Cars. 1515 South Main Street. ZIP: 71601
- Auto City. 410 South Blake Street. ZIP: 71601
- Henderson Auto Sales. 1106 East Harding Avenue. ZIP: 71601
- Larrys Lot. Po Box 5609. ZIP: 71611
- Green’s Auto Sales. 1201 East Harding Avenue. ZIP: 71601
- Nissan. 2505 South Olive Street. ZIP: 71601
- Scallion Auto Sales. 1501 West 6th Avenue. ZIP: 71601
- Car-Mart of Pine Bluff East. 2600 East Harding Avenue. ZIP: 71601
- Anderson Auto. 3600 West 6th Avenue. ZIP: 71601
- Elders Auto Sales. 1300 E Harding Ave. ZIP: 71601
- Welch Nissan. 2505 S Olive St. ZIP: 72152