Buy Here Pay Here Car Lots in Fort Smith (AR)

Buy Here Pay Here Car Lots in Fort Smith AR

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Buy Here Pay Here Car Dealers in Fort Smith AR

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In Fort Smith, Arkansas, folks drive an average of 11,614 miles each year, but 4,187 of the city’s men and women have a credit rating between 500 and 550.

Buy here pay here car dealers in Fort Smith, AR can work with shoppers who need to finance a car with issues like:

  1. A History of Bankruptcy
  2. Foreclosure
  3. Car Loan Delinquency

The vast majority of banking companies will refuse loan seekers who’ve got situations such as these without hesitation.

Fort Smith Buy Here Pay Here: Strengths

Car dealers in AR who offer buy here pay here financing, however, allow shoppers to pay for used cars and trucks with month-to-month installments – no matter their credit score. These car lots place emphasis on income over credit history. If you have the capacity to afford your installment payments, they are able to forget about your history of credit. As such, they have become increasingly popular given the current financial climate.

In house financing isn’t without its disadvantages. First and foremost, there are the high-priced car loan interest rates. This could cost you a lot of money in the end.

If you learn that your credit score is high enough you’ll probably decide to buy your new vehicle through a car dealership or auto financier who helps buyers who’ve got adverse credit, however doesn’t command these kinds of high dollar interest rates.

Car Lots USA has partnered up with the most reputable poor credit loan companies and in house financing dealerships in Fort Smith, AR to provide the ideal finance package for your credit profile and household income. As soon as you complete our simple contact form, sophisticated matchmaking software matches you to the ideal car dealership for you. There are no fees, zero commitments, and zero headaches.

Let’s look at a very simple breakdown of the amount a typical Fort Smith resident ought to dedicate to a pre-owned car or truck.

Fort Smith Average…

Sum:

  • Wages

  • Vehicle Allowance (Per Year)

  • Allowance (Monthly)

  • $13,708

  • $1,371

  • $114

In all honesty, this chart is a trifle oversimplified. You should also look into the cost of insurance coverage, fuel, and routine maintenance. This data is specific to the state of AR.

Cost:

Amount:

  • Insurance

  • Fuel Prices

  • Maintenance

  • $873 Per Year

  • $2.70 a Gallon as of ’08

  • $.0421 Per Mile (Small Sedan)

Pre-Owned Vehicles You Don’t Want to Buy

When it comes to choosing the particular make and model you plan to buy, you may want to avoid a handful of models. Below are the vehicles stolen most regularly in Arkansas. These are the 1988 Chevrolet 4×2 Pickup, 1999 Ford F150 Pickup, 1986 Chevrolet Caprice, 2004 Dodge Ram Pickup, 1996 Oldsmobile Cutlass, 1994 Chevrolet Extended Cab 4x2Pickup, 2000 Honda Accord, 1999 Cadillac Deville, 1998-9 Jeep Cherokee/Grand Cherokee, and 1993 Ford Explorer .

Used and BHPH Car Dealers: Fort Smith AR

  • Fort City Motors. 3508 Midland Blvd. ZIP: 72904
  • Bargain Spot Auto Sales. 923 Division St. ZIP: 72904
  • Floyd Traylor Motor CO Inc. 9000 Hwy 271 S. ZIP: 72908
  • Hertz Car Sales. 2810 Midland Blvd. ZIP: 72904
  • Double Eagle Wheels. 1409 N 32nd St. ZIP: 72904
  • M & M Auto Sales. 1509 Towson Avenue. ZIP: 72901
  • Ray Nissan. 5606 Towson Avenue. ZIP: 72901
  • Bill White Kia. 8204 Highway 71 S. ZIP: 72908
  • Cardinal Motors. 5610 Towson Avenue. ZIP: 72901
  • Littleton Auto Glass. 1621 Towson Avenue. ZIP: 72901
  • Name Brand Auto Sales. 322 Towson Avenue. ZIP: 72901
  • Sports & Imports. 2611 Towson Avenue. ZIP: 72901
  • Select Imports. 2920 Towson Avenue. ZIP: 72901
  • Randall Ford. 5500 Rogers Avenue. ZIP: 72903
  • Bob Miller Auto Sales. 3210 Midland Boulevard. ZIP: 72904
  • Midway Auto Sales & Classic Cars Inc. 323 Towson Avenue. ZIP: 72901
  • Smith Chevrolet-Cadillac. 1215 Highway 71 South. ZIP: 72901
  • Jay’s Auto Sales. 3022 Midland Boulevard. ZIP: 72904
  • GM Auto Sales. 2800 North 6th Street. ZIP: 72904
  • MJM Used Cars. 2908 North 6th Street. ZIP: 72904
  • Bradrick’s Grocery. 1200 Grand Avenue. ZIP: 72901
  • Allison Motors. 7416 Highway 271 South. ZIP: 72908
  • 7 & 7 Auto Sales. 1809 North 6th Street. ZIP: 72904
  • Price Rite Motors. 900 Towson Avenue. ZIP: 72901
  • Cross Auto Sales. 4803 Towson Avenue. ZIP: 72901
  • All Auto Sales. 1800 South 11th Street. ZIP: 72901
  • Bargain Corner Auto Sales. 801 North 10th Street. ZIP: 72901
  • A Plus Automotive. 6308 Highway 271 South. ZIP: 72908
  • Big D Auto Truck & Equipment Sales Lot. 7105 Zero Street. ZIP: 72903
  • Harry Robinson Pontiac-Buick Inc. 6000 South 36th Street. ZIP: 72908
  • Car BIZZ. 3210 Towson Avenue. ZIP: 72901
  • Douglas Auto Sales. 2222 Towson Avenue. ZIP: 72901
  • L K Auto Sales. 3301 Midland Boulevard. ZIP: 72904
  • Mai’s Auto Sales. 4015 Midland Boulevard. ZIP: 72904
  • Putnam Truck Country. 11522 Highway 71 South. ZIP: 72916
  • Don Rea Auto Sales. 3911 Towson Avenue. ZIP: 72901
  • Putnam Lincoln Mercury. 4515 Towson Avenue. ZIP: 72901
  • Regency Motors. 2901 Towson Avenue. ZIP: 72901
  • Blount’s Auto Sales. 2610 Midland Boulevard. ZIP: 72904
  • Quinten Motors. 2504 Towson Avenue. ZIP: 72901
  • Quinten Motors. 922 South 11th Street. ZIP: 72901
  • Floyd Traylor Used Cars. 7824 Highway 71 South. ZIP: 72908
  • Arkansas Wholesale Vehicles. 2300 Towson Avenue. ZIP: 72901
  • RC Used Auto Sales. 3100 North O Street. ZIP: 72904
  • Bonanza Motors. 401 North 10th Street. ZIP: 72901
  • Advanced Auto Sales & Towing. 3220 Midland Boulevard. ZIP: 72904
  • J & J Auto Sales. 2517 Towson Avenue. ZIP: 72901
  • Avis Truck Rental. Municipal Airport. ZIP: 72901
  • A & H Auto Sales. 601 Towson Avenue. ZIP: 72901
  • Buddy’s Cars. 600 Wheeler Avenue. ZIP: 72901
  • J. Pauley Toyota. 6200 South 36th I-540 Ext. 11. ZIP: 72908
  • Hickman’s Auto Sales. 3716 Towson Avenue. ZIP: 72901
  • Mike’s Motors. 2405 Towson Avenue. ZIP: 72901
  • Midland Motors. 1820 Midland Boulevard. ZIP: 72904
  • Fuentes Auto Sales & Detail. 1533 North Greenwood. ZIP: 72901
  • C & B Auto Sales. 1818 Towson Avenue. ZIP: 72901
  • Autograf Sales. 5700 Towson Avenue. ZIP: 72901
  • Amigo Auto Sales. 1315 Towson Avenue. ZIP: 72901
  • J Pauley Toyota. 6200 S 36th St. ZIP: 72908
  • Breeden Dodge Inc. 5900 Highway 71 South. ZIP: 72908
  • J & J Auto Sales. 2517 Towson Ave. ZIP: 72956
  • Smith Nissan. 1219 Highway 71 S. ZIP: 72919
  • Smith Chevrolet-Cadillac Company. 1215 Highway 71 S. ZIP: 923
  • Midway A/S & Cc Incorporated. 323 Towson Ave. ZIP: 923
  • Harry Robinson Buick GMC Incorporated. 6000 S 36th St. ZIP: 923
  • Traylor Floyd Motor Company. 9000 Highway 271 S. ZIP: 923
  • Breeden Dodge Chrysler Jeep. 5900 Highway 71 S. ZIP: 72923
  • Breeden Hyundai LLC. 11227 Highway 71 S. ZIP: 72956
  • Randall Ford. 5500 Rogers Ave. ZIP: 923
  • Car Hop. 2121 Zero St. ZIP: 72923
  • A & H Auto Sales. 601 Towson Ave.
  • A Plus Automotive Incorporated. 6308 Highway 271 S.