Buy Here Pay Here: Arkansas (AR)

Buy Here Pay Here Car Dealers in AR
Find The Right In House Financing Car Lot - Today!
Arkansas Buy Here Pay Here Financing
Poor Credit OK!

The average credit score among Arkansas car shoppers is 668. Even so, today’s experts have calculated that at least 1 in 5 people now has a low credit score. That’s a ton of your fellow consumers. The precise number? 583,184!

Traditional banks and loan companies won’t give vehicle loans to individuals with bad credit.

Standard Car Dealers vs Buy Here Pay Here Financing in AR

Arkansas Buy Here Pay Here
Poor Credit OK!

This method of lending is often called in-house financing in Arkansas. First of all, you ought to know how financing works at a conventional car dealership. Basically, dealerships affiliate themselves with certain lending companies. When you get accepted, the loan originator in reality buys the car, and your repayments go to the lending company. In house financing auto lots, in contrast, grant car and truck loans out of pocket, which means they aren’t ruled by the banking institutions and typical originators. This enlarges their range of clients and improves your chances of acceptance.

Arkansas Buy Here Pay Here Car Lots
Apply Online!

In house financing does have its disadvantages. First and foremost, you will be faced with exorbitant car loan interest rates. As time passes, this can cost you a small fortune.

Because of this, you may want to finance an auto via a dealership or finance company that works with below-average credit without charging you such high dollar rates of interest. We have partnered with the finest subprime car loan lenders and buy here pay here car lots in Arkansas to deliver the ideal finance package given your credit profile and household income. After you fill out your finance request online, advanced technology matches you with the ideal dealership for you. Absolutely no fees, zero commitments, and zero headaches.

Income and Monthly Payments

The following is a straightforward calculation of what amount the average Arkansas resident should devote to his or her pre-owned car or truck.

  • Income: $34,118
  • Yearly Automotive Expenses: $3,412 (10% of Income)
  • Auto Insurance Premiums: $873 Annually
  • Budget Every Month: $211.58

Most Stolen Vehicles in Arkansas

If purchasing a pre-owned car or truck in Arkansas, you might want to avoid a few cars. Here are the most stolen cars and trucks in Arkansas.

  1. 1988 Chevrolet 4×2 Pickup
  2. 1999 Ford F150 Pickup
  3. 1986 Chevrolet Caprice
  4. 2004 Dodge Ram Pickup
  5. 1996 Oldsmobile Cutlass
  6. 1994 Chevrolet Extended Cab 4x2Pickup
  7. 2000 Honda Accord
  8. 1999 Cadillac Deville
  9. 1998 9 Jeep Cherokee/Grand Cherokee
  10. 1993 Ford Explorer

Arkansas Buy Here Pay Here Loans